Steve Apfelbacher, CIPFA, has been a Financial Advisor in the Ehlers’ Roseville Minnesota office since 1979, assisting Wisconsin and Minnesota cities, counties, public utilities, school districts, and special districts design and implement financial solutions.  He is the past President of the National Association of Independent Public Finance Advisors.   Steve possesses extensive knowledge of the municipal finance industry and brings creative problem solving skills and vision and leadership when working with governments.