Tim Blake is Managing Director in US Public Finance responsible for State credit ratings. He also oversees the Municipal Supported Products Group and a specialist team on government pension analysis. Tim has over twenty years’ experience in the municipal market and worked previously as a credit risk manager and ratings advisor at an investment bank and as a letter of credit and liquidity facility banker for a commercial bank. He is a graduate of the State University of New York at Albany, and is a Chartered Financial Analyst.