If we still think that cement and steel alone can save us, we are using 1950s thinking to battle 2020s issues. Recently, we dealt with floods filling subway tunnels, witnessed a hurricane reach the Maritimes, saw the largest dollar disaster in United States history (again), saw impacts from wildfire smoke cover practically the entire continent. Change is the only constant. How can finance professionals lead the charge to bring about differences in thinking about how we prepare for and protect ourselves against natural disasters. What can we be doing differently? What assets can we utilize to help protect our communities, and how can we create incentives for smarter, disaster aware planning to create more sustainable organizations and communities for the future.